Frequently Asked Questions

Whether you are interested in our roofing, siding, gutter, or deck services the information below covers the most frequently asked questions we get. Don’t see what you are looking for? We are always happy to chat!

General Questions

How often should a roof be inspected?

We recommend having your roof professionally inspected at least once a year and after any major storm involving high winds, hail, or falling debris. Regular inspections can help catch small issues before they become costly repairs.

How long does a roof generally last?

A properly installed architectural shingle roof can typically last 20–30 years or more, depending on the roofing system, ventilation, weather exposure, and maintenance. Premium roofing systems may last even longer.

How long does it take to complete a new roof installation?

Most residential roof replacements can be completed in one to two days, depending on the size and complexity of the roof, weather conditions, and any repairs that may be discovered after removing the existing roofing.

How long does siding on a house generally last?

Quality siding can typically last 20–40+ years, depending on the material, installation, maintenance, and exposure to the elements. Some premium siding products can last even longer.

How long does it take to complete new siding on a house?

Most residential siding projects take approximately 3–7 days, depending on the size of the home, siding material, trim details, weather, and whether any underlying damage needs to be repaired.

Can multiple exterior projects be completed at the same time?

Yes. HS Exteriors can coordinate multiple exterior improvements, including roofing, siding, gutters, decks, fascia, and soffit. Combining projects can make the overall process more efficient and ensures the different exterior systems work together properly.

What brands do you install?

We work with several trusted manufacturers, including Owens Corning, GAF, IKO, CertainTeed, and other leading exterior-product manufacturers. We can recommend products based on your home, budget, desired appearance, and warranty needs.

Are you licensed and insured?

Yes. HS Exteriors is properly licensed and insured to perform exterior construction work. We can provide documentation upon request.

Insurance Claims

Can you help with the insurance claims process?

Yes. HS Exteriors can inspect your property, document visible storm damage, provide photos and estimates, and work with you throughout the restoration process. While the insurance company ultimately determines coverage, we can help make sure the documented damage and necessary repairs are clearly presented.

How do I know if storm, wind, or hail damage to my roof is covered by insurance?

Coverage depends on your individual insurance policy and the cause of the damage. Wind and hail damage are commonly covered events under many homeowners policies, but deductibles, exclusions, depreciation, and coverage limits vary. We can inspect your property and help identify potential storm damage before you decide how to proceed.

Do you offer free storm damage inspections before I file a claim?

Yes. HS Exteriors offers storm damage inspections to help determine whether there are visible signs of wind, hail, or other storm-related damage before you contact your insurance company.

Permits

Does HS Exteriors handle pulling permits, or is that my responsibility?

When a permit is required for the contracted work, HS Exteriors can coordinate and obtain the necessary permits as part of the project. We will let you know what is required before work begins.

Are there different permit requirements for different cities and counties in Central Virginia?

Yes. Permit requirements can vary depending on the type of project and the local jurisdiction. Requirements in Henrico County, Chesterfield County, Richmond, Hanover, and surrounding areas may differ. We verify applicable requirements for each project rather than assuming every locality is the same.

Warranty

What warranty do you offer on labor vs. materials?

HS Exteriors provides workmanship warranty coverage on qualifying installations, while material warranties are provided by the manufacturer. The exact length and coverage depend on the project, products selected, and roofing or exterior system installed.

How long is the warranty on a new roof, siding, gutter, or deck installation?

Warranty periods vary by product and project. Manufacturer warranties may provide long-term coverage on materials, while HS Exteriors provides separate workmanship coverage. Your specific warranty information will be explained and documented with your project.

Do the manufacturers (IKO, GAF, and Owens Corning) offer additional warranty coverage?

Yes. HS Exteriors is certified with IKO, GAF, and Owens Corning, three of the leading roofing manufacturers in the industry. Our certifications allow us to provide our customers with enhanced and extended manufacturer warranty options, including some of the best warranty coverage available for qualifying roofing systems.

What should I do if I notice an issue after installation? Who do I contact?

Contact HS Exteriors directly. Our relationship with our customers doesn’t end when the project is completed. If you notice something that concerns you, reach out to our team and we will review the issue, determine whether it falls under workmanship or manufacturer coverage, and explain the appropriate next steps.

Financing

Do you offer financing options for roofing, siding, or deck projects?

Yes. Financing options are available for qualifying customers and projects. This can allow you to complete your exterior project while spreading the cost over manageable monthly payments.

Is there a minimum project cost to qualify for financing?

Minimum financing amounts and eligibility requirements depend on the financing program selected. Our team can review the available options with you based on the size and scope of your project.

Does applying for financing affect my credit score?

That depends on the financing provider and application process. Some providers may initially offer a soft credit inquiry, while proceeding with certain financing options may require a hard credit inquiry. We recommend reviewing the lender’s terms before submitting an application.